There are only a few steps to your path to financial independence in our debt settlement process:

1.Call Debtzero toll free at 1-866-581-4054 anytime for a free consultation with one of our debt settlement specialist. We will ask some basic questions to determine if debt settlement is appropriate for you and approve your application.

2. If you approved and qualify and we can create a debt settlement plan that satisfies your needs. We will contact your creditors and inform them that you have retained us to represent you. Your creditors will be directed to cease all communication with you and direct all future communications to our office. This will remove the stress associated with your problem debt while we are engaging in debt settlement on your behalf.

3. If your creditors continue calling you, direct them to our Creditor Hotline. As part of our debt settlement program we will provide you with a Creditor Correspondence Journal to record these calls before you forward them to our offices. This log allows us to track creditor correspondence and assists us with your debt settlement program. We will take the necessary steps to insure that unwanted harassing creditor calls are abated.

4. Debtzero will work with you to determine a monthly amount of funds that you can comfortably set aside for debt settlement purposes. These funds must be set aside every month to settle with your creditors. Each payment will be deposited in your debt settlement savings account.

5. We negotiate with all your creditors to obtain a debt settlement. Our average debt arbitration settlements range from 25% to 60% of the total debt owed. All settlements are based on the funds you have available and presume that you have set aside 40% of any debt.

6. A copy of the debt settlement letter is sent to you for your approval. You must be satisfied with the debt settlement offer and approve of the terms. You will then disburse funds from your settlement account and mail the final settlement payment directly to the creditor. This will satisfy your debt to the creditor. This process will be duplicated as many times as necessary until all of your creditors have been satisfied.

If you have any questions about the debt settlement process or would like to receive more information please do not hesitate to contact us at 1-866-581-4054. You can also sign up online for our free confidential consultation. We have a professional and experienced staff available anytime to assist you.